A balance transfer lets you use a credit card to pay debt on another credit card. I've got a new Myki in my Seniors package. It was in my wallet the whole time lol. 0000005683 00000 n Privacy Policy. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. For more information, visit the V/Line website. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). The process begins when you submit a balance transfer application. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. FAX?! 0000005223 00000 n If you have Mobile myki you can set Auto Load via the Google Pay app. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Contact us to request the transfer. Please note, balance transfer is not instantaneous. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Just one more benefit you enjoy as a COPFCU member. You'll need to buy and top up a new Mobile myki. How do I know if my balance transfer was approved? What Happens to a Student Credit Card After Graduation? How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? According to the Fares and Ticketing Manual (ptv.vic.gov.au) 0000004362 00000 n It appears as a "Approved Level 2" request on my myki account on the website. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Auto-load is the same as auto top up. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. @john_miller 03/01/23 This answer was first published on 03/01/23. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. What is the best low interest credit card? <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? 0000002429 00000 n Save Big With Low-Rate Balance Transfers. Done it twice now. 0000010193 00000 n Tap the Add button . I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Then I begrudgingly bought a new Myki card. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M You can register your Mobile myki via Register your myki. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Photo: 10255185_880/Getty Images. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Update the app and try again. After all, I was going to pay more money as opposed to the concession rate. From a creditworthiness point of view, this number should be at 30% or lower. <>stream If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. But your balance can be transfer to another card at some of the PTV stations. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. replacement card and to organise a balance transfer from your old myki to your new one. No. Maintain your L-plate log book. This question is about Synchrony Bank Credit Cards. What is the best credit card for excellent credit? Your card provider holds the right to approve or deny your request for a balance transfer. But what if the amount is comparable to or less than the postage? I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Your original go card will be cancelled immediately and cannot be used for further travel. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. How Prepaid Cards Work & Why You might want one? I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). No. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Here are some tips to save on fees and interest on a balance transfer. 0000118233 00000 n However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. Apply for a traffic accident report; Simply allow 24 hours for travel and transactions to appear. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. What are the best Ways to Start Travel Hacking? If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Step 3: Review Card Offer Terms. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I never bothered to do it. They're talking bullshit. Why do you need to keep swapping cards? Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. JavaScript must be enabled to use this site.We're sorry for any inconvenience. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. You can request a new, free myki smartcard through your online account. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . 0000004863 00000 n If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. About a week back, I went from Frankston to St. Albans, changing at Flinders. Auto top up and Auto-load cant be transferred to your new myki. Enter your cell phone number and well send you a link to install the WalletHub app. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. Legit all the way, touched on and everything. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. However, it may take up to 21 days in some cases. The . Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? New comments cannot be posted and votes cannot be cast. You can also update it there if youre not on the latest version. 0000118744 00000 n Im sure Myki could add this capability to their website if they cared to. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. This could save you money if you're moving the balance to a card with a much lower interest rate. and our If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. You may want to hire a professional before making any decision. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. I realise this is not a life-changer, but there's a principle at stake. endobj logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. It's shit like this which makes me happy and proud I have never used Myki in my life. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. To transfer Myki you need to deactivate the myki card and move to the new device. December 29, 2022 - 1:47PM. 3. 178 0 obj I was told that when I made a new card I would be able to transfer the money across. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Do you have any links to the technical specs of the miki? Posting by mobile so you can find it yourself ;-). Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. John Miller, Credit Cards Moderator. endstream With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. This helps you to avoid late fees and penalty APRs on your existing accounts. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. 215 0 obj How can I check the balance of my myki card? You would think they could have done it over the phone. I have a card with $19.90 on it. How To Transfer A Credit Card Balance To Another Card. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Enter the amount of debt you want . The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. . What to Do If You Cant Get a Student Credit Card? You haven't explained why you need to transfer balance. Only needed to log on and change auto top-up to new card. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Wtf? Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . What are the best credit cards for bad credit with no deposit and instant use? +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Please note you cannot replace a lost or stolen myki at a premium station. The phone is awake whenever the screen is turned on, even it's locked. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. What is the best credit card for bad credit? In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. What is the best cash advance credit card? Credit cards may set a minimum balance transfer fee of $5 or $10. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Image what could have been done with a billion fucking dollars. Most people would keep the same card for years. Some trips take longer than two hours because of a transfer between services. 184 0 obj Once your phone has rebooted, go to Mobile myki within Google Wallet. Myki (/ m a. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Pick a card that waives the balance transfer fee. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. For example, set your myki Money to top up with $50 when your balance reaches $10. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) It has trouble with form-filling on mobile devices, however. there's no excuse for this money-grubbing by the Myki corporation. In addition, it is not any companys responsibility to ensure all questions are answered. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. You can then see what Android version youre on. Licences. an_square_one 11 yr. ago Wait a few minutes then check the app to see your balance. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. What are Your Rights as a Credit Card Holder? I don't know where the actual card is. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. 0000014515 00000 n hbbf`b``30 ap Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. Personal Credit Cards? For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Refunds cannot be issued for less than $5. How Many Credit Cards Should a College Student Have? Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). 0000001429 00000 n For example, one person can manage mykis for family or friends. It also protects your myki balance if you lose your phone or it's stolen. For more information see Google Help and Support. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. One may also ask,do pensioners get free train travel in . If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Create an account to follow your favorite communities and start taking part in conversations. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . No wonder the thing cost more than a billion dollars. Top up your myki A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . 0000008137 00000 n If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. endobj I only realised this when my replacement card was lost and I called up for a new one. I searched everywhere. New comments cannot be posted and votes cannot be cast. This is how I feel when people ask if I can fax them a form. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. What if my card is lost or stolen? I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! Press J to jump to the feed. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. To learn how to do a balance transfer, review this step-by-step process. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. I was told there was nothing I could do for this one as it wasn't registered. The short version. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. What credit cards don't require a deposit? Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device.
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